Everett Smith Insurance

Welcome to Everett J. Smith Insurance

Your #1 Source for Insurance Information

Some of Our Carriers

Your #1 Source for Medicare Supplements

When searching for Medicare Supplements or Medicare Advantage Plans it can be overwhelming trying to find the best Medigap or Medicare Advantage Plan insurance policy to meet your needs and budget. With so many Medigap and Medicare Advantage Plan insurance plans to choose from, how does someone know if they are getting the best Medigap or Medicare Advantage Plan insurance policy available? This is where Senior Benefits Expert can help. No matter if you are turning 65 and need some help understanding your options of Medigap and Medicare Advantage Plan Insurance Plans, or just making sure you are not paying too much by requesting our free, no-obligation Medigap or Medicare Advantage Plan review. Having an independent Medicare options agency on your side, like Senior Benefits Expert, will insure that you receive the utmost professional service that will always keep your best interests in mind. With a full portfolio of insurance companies offering Medigap and Medicare Advantage Plan Insurance, you can rest assure that we will always have affordable Medicare supplement insurance coverage. So, if you have questions or concerns about how to protect yourself against the out-of-pocket risks left by just having Original Medicare and need help with knowledge of supplemental insurance choices, contact an agent today for your Medicare supplement options review.

What Senior Benefits Expert Offers
Medicare Supplements and Medicare Advantage Plans:

Medigap insurance policies, also known as Medicare supplement insurance plans, are identified by letters A through N and in most states Medigap insurance companies can only sell you a “standardized” Medigap policy. These policies must be clearly identified as “Medicare Supplement Insurance” and must follow Federal and state laws designed to protect you.

There are many Medigap insurance companies that offer Medicare supplements, so which one is the best? There is no one answer to this questions, that is why having an independent licensed agent on your side can help find the right coverage at the best price for your specific needs.

No matter which insurance company you choose for your Medigap insurance plan, all the companies must offer the same basic benefits per lettered plan. Cost is usually the only difference between Medigap policies with the same letter sold by different insurance companies. Medicare Advantage Plans are health plan options that are part of the Medicare program, Medicare Advantage can also be referred to as Medicare Part C. If you join one of these plans, you generally get all your Medicare-covered health care through that plan. This coverage can include prescription drug coverage. Medicare Advantage Plans include:

• Medicare Health Maintenance Organization (HMOs)
• Preferred Provider Organizations (PPO)
• Private Fee-for-Service Plans
• Medicare Special Needs Plans

Affordable Medigap and Medicare Advantage Insurance Plans:

Unlike other agents who might only offer you a handful of Medigap and Medicare Advantage insurance plans, here at Senior Benefits Expert we will search for all of the affordable Medicare supplement insurance plans in your area. We will not just offer one or two Medicare supplement options and hope you take it, but we will make sure you are aware of all of your options. Senior Benefits Expert believes in helping you make an informed decision and offer free, no-obligation Medigap and Medicare Advantage insurance options review.

Highly Rated Medicare Supplement and Medicare Advantage Insurance Companies:

With Senior Benefits Expert, you can rest assure that we have one of the largest portfolios of insurance companies that offer Medicare supplements. Not only do you have our guarantee of finding you the best Medigap and Medicare Advantage insurance policy for your specific needs supplement plan, but you will know that you have entrusted in us to find an insurance company with a good financial backing and complaint record.

An Independent Agent that Specializes in Medicare Supplements:

Senior Benefits Expert is not just here to sell you a Medicare supplement plan and leave. You will always have direct contact by phone, email, or fax to your own personal independent insurance agent. We feel that it is necessary to be a true independent health insurance agency and to always make sure that we offer our clients a broad portfolio of Medicare supplements with free, no-obligation Medigap and Medicare Advantage insurance options review.

Knowledge and Advice to help you find the best Medigap and Medicare Advantage Insurance Plan:

Having a trusted partner in your search for the right Medicare insurance supplement coverage can help relieve some of the confusion of making sure that you have a comprehensive Medigap or Medicare Advantage insurance policy available. So, no matter if you are looking for Medicare Supplement Insurance in any of the 50 states and the District of Columbia, you will know that you have the right agency on your side.

Easy Step-by-Step Application Process:

Here at Senior Benefits Expert we take the hassle out of signing up for Medigap or Medicare Advantage insurance.

We have a proven step-by-step process to make sure that from start to finish your Medigap or Medicare Advantage insurance policy will be completed with no interruptions.

Annual Reviews:

With Senior Benefits Expert, not only are you getting a true independent insurance agency, but an agency that will have your best interest in mind. Medicare Advantage rates can only change once a year. Medicare supplement rates can change at any time. By having an annual review and keeping up to date with Medicare supplements and Medicare Advantage Plans, is just another way to make sure you always have the best Medicare Advantage or Medicare Supplement insurance policy available for your current situation.

Unbiased Opinions and Information:

With so many options of Medicare supplement insurance companies and several different Medigap and Medicare Advantage insurance plans to choose from, Senior Benefits Expert will find the best Medicare supplement insurance plan to meet your needs and budget.

By submitting your information through the form above, you agree that a licensed sales agent may contact you to discuss the specific types of products listed on Senior Benefits Expert website and you acknowledge that you have read and understand Senior Benefits Expert Terms and Conditions. Submitting this form does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage plan, Medicare Prescription Drug plan, Medicare Supplement plan, or other Medicare plan. Senior Benefits Expert is independent of the Medicare program and is neither associated with nor endorsed by The Centers for Medicare & Medicaid Services (CMS) or any other governmental agency.

Medicare Advantage Plans, sometimes called “Part C” or “MA Plans”, are offered by private companies approved by Medicare and provide Medicare Part A and Part B coverage. Medicare prescription drug coverage is insurance run by an insurance company or other private company approved by Medicare. You must continue to pay your Medicare Part B premium. A Private Fee-for-Service plan is not a Medicare supplement plan. Providers who do not contract with our plan are not required to see you except in an emergency.

At Senior Benefits Expert, we are strongly committed to protecting your privacy. To serve as your licensed insurance agent, we will ask you to provide us with personal information about you. We only use your personal information to help you find and, if you choose to do so, apply for health insurance and other products that may be of interest to you and your family. We do not sell, trade or give away your personal information to anyone. Additionally, we use industry-leading technologies to ensure the security and confidentiality of the personal information you provide us.

To learn more about how you can get more out of your current Medicare Benefits and Request for a FREE discount Rx-Prescription Card